{"id":3695,"date":"2020-10-15T09:30:10","date_gmt":"2020-10-15T13:30:10","guid":{"rendered":"https:\/\/www.opencare.com\/blog\/?p=3695"},"modified":"2021-05-28T15:46:30","modified_gmt":"2021-05-28T19:46:30","slug":"6-steps-to-improve-your-financial-health","status":"publish","type":"post","link":"https:\/\/www.opencare.com\/blog\/6-steps-to-improve-your-financial-health\/","title":{"rendered":"6 Steps to improve your financial health"},"content":{"rendered":"Reading Time: <\/span> 6<\/span> minutes<\/span><\/span>

by Stephanie O\u2019Mahoney, Portfolio Manager, Wealthsimple<\/a><\/span><\/em><\/p>\n

It\u2019s no secret that stress takes a serious toll on our health (especially for women), but<\/span> the number one cause of stress for men and women is money<\/span><\/a>. As a financial advisor at Wealthsimple, I speak to people every day that communicate their stress over money – from feeling like you aren\u2019t earning enough, or spending too much, or planning for far away goals like retirement.<\/span> It\u2019s very normal to have tumultuous, confusing, and negative emotions related to money. <\/span><\/p>\n

And w<\/span>e tend to avoid tough topics, like money stress, for fear of making it worse. But just like how Opencare is making going to the dentist a little easier, we have a few steps you can take to help improve your relationship with money and make managing it a more positive\u2014and ultimately successful\u2014process.<\/span><\/p>\n

1. Know where your dollars are going.<\/span><\/h2>\n

Something I hear often from clients is that they are too nervous to dig deep into where their hard earned dollars are actually going. Did I <\/span>really<\/span><\/i> spend that much on dinners out? Did I actually take <\/span>that<\/span><\/i> many<\/span><\/i> Ubers? Knowing where your money is going is the first step in tackling your financial stress. Luckily, there are a lot of tools that make keeping track really easy. <\/span><\/p>\n

Most financial institutions have finance trackers that account for your dollars, plus there\u2019s a lot of free and useful apps<\/a> that will track your spending automatically. Take some time to be honest with yourself about what is a need versus what is a want and be thoughtful about where you might be able to cut down.<\/span><\/p>\n

This is also a good opportunity to review the \u201cextras\u201d you might get through your job but are also paying into \u2013 things like health care coverage and retirement plans are the big ones. If you know what you\u2019re entitled to through these plans then you can budget accordingly. For example, if you know you have 80% dental coverage, you\u2019ll want to make sure you have enough cash for the other 20% of your dental bills. <\/span><\/p>\n

For couples or families, it\u2019s also wise to compare benefits and make sure that you\u2019re maximizing the plan that is most beneficial for your family. If you and your partner both have coverage through your companies\u2019 insurance plans, sit down together and review which plan provides the best spousal coverage (remember, spouse can include common law!) You can opt out of whichever plan you don\u2019t use, save on the paycheque deduction, and put it towards your savings!<\/span><\/p>\n

Just like going to the dentist, checking in with our finances is always a little worse in our minds than in reality. Once you know what is actually eating up your hard earned cash, you\u2019re in a position to make some changes for the better \u2013 and keep doing the things you\u2019re doing well!<\/span><\/p>\n

2. Commit to a plan for the money you have coming in.<\/span><\/h2>\n

I find the term \u201cbudget\u201d can often sound restrictive and daunting, so instead I want you to think about a few basic money rules as the key to your financial freedom. If you can make enough room for the things you need to tackle financially, then you have the freedom to enjoy your extra cash. Elizabeth Warren popularized the 50\/30\/20 rule which is a really simple place to start. 50% of your take home pay, meaning the cash that hits your bank account, goes towards <\/span>needs<\/span><\/i> \u2013 this includes things like rent, groceries, bills, healthcare expenses, minimum debt payments and other monthly obligations. <\/span><\/p>\n

Where possible, only commit to needs that will keep you within 50% of your take home pay. Sometimes this can mean revisiting your living situation or the car you drive – freeing up cash here can make all the difference! The 20% goes towards <\/span>saving<\/span><\/i> for your longer term goals, and additional <\/span>debt<\/span><\/i> repayments. <\/span><\/p>\n

When repaying debt, it\u2019s important to start with the highest interest rate debt first. This 20% is the portion you\u2019re allocating for future you, and I promise future you will thank you later! Finally, the 30% left over is all for you. This is your chance to indulge without going over the top – that fall coat you\u2019ve had your eye on, a dinner out with friends, or a trip (hopefully one day soon!)<\/span><\/p>\n

One of the most frequent questions I get from clients who have mastered these steps so far is \u201cOkay, I have savings, what now?\u201d Wealthsimple put together this quick and easy video<\/a> to help you figure out where to direct your savings to make sure you\u2019re making your money go further.\u00a0<\/span><\/p>\n

\"\"<\/picture><\/a><\/h2>\n

3. Automate as much as you can!<\/span><\/h2>\n

Just like you wouldn\u2019t trust yourself to remember your dental cleaning or doctors appointments without handy calendar reminders, you should do the same with your savings. Studies<\/a> have shown that automating your savings will result in more dollars saved in the long run.<\/span><\/p>\n

Most banks and investment companies (like Wealthsimple) will allow you to set up automated deposits or payments in a frequency that works best for you. Do you get paid on the 15<\/span>th<\/span> of every month and want the money to go towards your savings before you\u2019re tempted to spend it? Perfect, set your auto deposit for that day. Or perhaps you prefer a larger amount to come out once a month. Whatever the case may be, find a frequency that works for you. If you work freelance or have inconsistent pay that makes this challenging, you can set a reminder every few months to make sure you\u2019re still hitting your savings goals when you do have money coming in.<\/span><\/p>\n

4. Have a coach or a trusted resource you lean on.<\/span><\/h2>\n

There\u2019s a reason pro athletes and CEOs still have coaches, and it\u2019s because we do well when there is someone to help guide us and hold us accountable. When you\u2019re working out with a trainer, you know you\u2019re doing those extra squats. When your dentist appointment is coming up, you become more diligent about flossing daily. Platforms like Opencare<\/a> help you find dentists that fit what you need \u2013 and you should do the same with your finances.<\/span><\/p>\n

Search around and speak to as many different professionals as you can until you find a platform or person that you can trust. This article<\/a> breaks down how you can choose a financial advisor. It\u2019s important to keep in mind that spending more in this case does not mean getting better results. Keeping your financial advisor costs low is a crucial financial strategy that will help ensure more of your cash ends up in your pocket.<\/span><\/p>\n

5. Schedule check ups.<\/span><\/h2>\n

We know we should go to the dentist every 6 months, and the doctor at least once a year. So to keep your finances healthy, schedule check ups for yourself. Life is unexpected and circumstances change, so having regular check ups with your financial advisor is a good opportunity to take stock of major life events and how they might play into your finances. If you\u2019ve gotten married or had children, you should be sure to create or update your Will, or open a Registered Education Savings Plan <\/span>to save for your child’s education after high school.<\/span> Doing a quick pulse check will make sure you stay on top of your financial goals. It\u2019s a lot easier to keep up than it is to catch up!<\/span><\/p>\n

\"\"<\/picture><\/a><\/h2>\n

6. Celebrate the wins!<\/span><\/h2>\n

Rest assured, you\u2019re not alone in thinking that you haven\u2019t saved \u201cenough\u201d or are doing the \u201cright\u201d things with your money. Different points in our life will bring with it different stress around money, and sometimes we might never feel as accomplished as we\u2019d like (I\u2019ll feel good when my debt is paid off, I\u2019ll be happy when I have $10,000 saved, etc.) This makes it even more important to pat yourself on the back every time you reach an important milestone. Have you crushed your student debt? Amazing! Reached a big savings threshold? Woohoo! Reminding yourself of your progress is key to financial happiness \u2013 if you take time to recognize how far you\u2019ve come, it will encourage you to stay on track.<\/span><\/p>\n

In just a few small steps you can be well on your way to tackling the financial stress that comes along with adulting – and as always, if you need back up just reach out to us at Wealthsimple. We\u2019re here to help.<\/span><\/p>\n

Wealthsimple helps people like you take care of your future selves. With a combination of powerful technology and human help, you can start saving and investing in under 5 minutes. As an Opencare<\/a> user, get $50 when you open a new Wealthsimple account and fund it with $500 or more. Sign up now<\/a> to take advantage of this special offer!<\/p>\n","protected":false},"excerpt":{"rendered":"

by Stephanie O\u2019Mahoney, Portfolio Manager, Wealthsimple It\u2019s no secret that stress takes a serious toll on our health (especially for women), but the number one cause of stress for men and women is money. As a financial advisor at Wealthsimple, I speak to people every day that communicate their stress over money – from feeling […]<\/p>\n","protected":false},"author":1,"featured_media":3699,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false},"categories":[128,65,66,108],"tags":[136,156],"yoast_head":"\n6 Steps to improve your financial health<\/title>\n<meta name=\"description\" content=\"by Stephanie O\u2019Mahoney, Portfolio Manager, Wealthsimple It\u2019s no secret that stress takes a serious toll on our health (especially for women), but the\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.opencare.com\/blog\/6-steps-to-improve-your-financial-health\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"6 Steps to improve your financial health\" \/>\n<meta property=\"og:description\" content=\"by Stephanie O\u2019Mahoney, Portfolio Manager, Wealthsimple It\u2019s no secret that stress takes a serious toll on our health (especially for women), but the\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.opencare.com\/blog\/6-steps-to-improve-your-financial-health\/\" \/>\n<meta property=\"og:site_name\" content=\"The Floss By Opencare\" \/>\n<meta property=\"article:published_time\" content=\"2020-10-15T13:30:10+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-05-28T19:46:30+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/blog-2020.opencare.com\/wp-content\/uploads\/2020\/10\/wealthsimplexoc.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1200\" \/>\n\t<meta property=\"og:image:height\" content=\"630\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Opencare\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"7 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.opencare.com\/blog\/#organization\",\"name\":\"Opencare\",\"url\":\"https:\/\/www.opencare.com\/blog\/\",\"sameAs\":[],\"logo\":{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/www.opencare.com\/blog\/#logo\",\"inLanguage\":\"en-US\",\"url\":\"https:\/\/blog-2020.opencare.com\/wp-content\/uploads\/2020\/05\/Opencare-Logo-Charcoal.png\",\"contentUrl\":\"https:\/\/blog-2020.opencare.com\/wp-content\/uploads\/2020\/05\/Opencare-Logo-Charcoal.png\",\"width\":6896,\"height\":2175,\"caption\":\"Opencare\"},\"image\":{\"@id\":\"https:\/\/www.opencare.com\/blog\/#logo\"}},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.opencare.com\/blog\/#website\",\"url\":\"https:\/\/www.opencare.com\/blog\/\",\"name\":\"The Floss By Opencare\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.opencare.com\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.opencare.com\/blog\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/www.opencare.com\/blog\/6-steps-to-improve-your-financial-health\/#primaryimage\",\"inLanguage\":\"en-US\",\"url\":\"https:\/\/blog-2020.opencare.com\/wp-content\/uploads\/2020\/10\/wealthsimplexoc.png\",\"contentUrl\":\"https:\/\/blog-2020.opencare.com\/wp-content\/uploads\/2020\/10\/wealthsimplexoc.png\",\"width\":1200,\"height\":630,\"caption\":\"Wealthsimple x Opencare\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.opencare.com\/blog\/6-steps-to-improve-your-financial-health\/#webpage\",\"url\":\"https:\/\/www.opencare.com\/blog\/6-steps-to-improve-your-financial-health\/\",\"name\":\"6 Steps to improve your financial health\",\"isPartOf\":{\"@id\":\"https:\/\/www.opencare.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.opencare.com\/blog\/6-steps-to-improve-your-financial-health\/#primaryimage\"},\"datePublished\":\"2020-10-15T13:30:10+00:00\",\"dateModified\":\"2021-05-28T19:46:30+00:00\",\"description\":\"by Stephanie O\u2019Mahoney, Portfolio Manager, Wealthsimple It\u2019s no secret that stress takes a serious toll on our health (especially for women), but the\",\"breadcrumb\":{\"@id\":\"https:\/\/www.opencare.com\/blog\/6-steps-to-improve-your-financial-health\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.opencare.com\/blog\/6-steps-to-improve-your-financial-health\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.opencare.com\/blog\/6-steps-to-improve-your-financial-health\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"The Floss\",\"item\":\"https:\/\/www.opencare.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"For Dentists\",\"item\":\"https:\/\/www.opencare.com\/blog\/category\/for-dentists\/\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"6 Steps to improve your financial health\"}]},{\"@type\":\"Article\",\"@id\":\"https:\/\/www.opencare.com\/blog\/6-steps-to-improve-your-financial-health\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.opencare.com\/blog\/6-steps-to-improve-your-financial-health\/#webpage\"},\"author\":{\"@id\":\"https:\/\/www.opencare.com\/blog\/#\/schema\/person\/30f1ca165514be09513c4798631507ba\"},\"headline\":\"6 Steps to improve your financial health\",\"datePublished\":\"2020-10-15T13:30:10+00:00\",\"dateModified\":\"2021-05-28T19:46:30+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.opencare.com\/blog\/6-steps-to-improve-your-financial-health\/#webpage\"},\"wordCount\":1483,\"publisher\":{\"@id\":\"https:\/\/www.opencare.com\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.opencare.com\/blog\/6-steps-to-improve-your-financial-health\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/blog-2020.opencare.com\/wp-content\/uploads\/2020\/10\/wealthsimplexoc.png\",\"keywords\":[\"Dental practice management\",\"Partnership\"],\"articleSection\":[\"For Dentists\",\"Patient\",\"Read\",\"Trending\"],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.opencare.com\/blog\/#\/schema\/person\/30f1ca165514be09513c4798631507ba\",\"name\":\"Opencare\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/www.opencare.com\/blog\/#personlogo\",\"inLanguage\":\"en-US\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/b58996c504c5638798eb6b511e6f49af?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/b58996c504c5638798eb6b511e6f49af?s=96&d=mm&r=g\",\"caption\":\"Opencare\"},\"sameAs\":[\"https:\/\/www.opencare.com\"],\"url\":\"https:\/\/www.opencare.com\/blog\/author\/user\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"6 Steps to improve your financial health","description":"by Stephanie O\u2019Mahoney, Portfolio Manager, Wealthsimple It\u2019s no secret that stress takes a serious toll on our health (especially for women), but the","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.opencare.com\/blog\/6-steps-to-improve-your-financial-health\/","og_locale":"en_US","og_type":"article","og_title":"6 Steps to improve your financial health","og_description":"by Stephanie O\u2019Mahoney, Portfolio Manager, Wealthsimple It\u2019s no secret that stress takes a serious toll on our health (especially for women), but the","og_url":"https:\/\/www.opencare.com\/blog\/6-steps-to-improve-your-financial-health\/","og_site_name":"The Floss By Opencare","article_published_time":"2020-10-15T13:30:10+00:00","article_modified_time":"2021-05-28T19:46:30+00:00","og_image":[{"width":1200,"height":630,"url":"https:\/\/blog-2020.opencare.com\/wp-content\/uploads\/2020\/10\/wealthsimplexoc.png","type":"image\/png"}],"twitter_card":"summary_large_image","twitter_misc":{"Written by":"Opencare","Est. reading time":"7 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Organization","@id":"https:\/\/www.opencare.com\/blog\/#organization","name":"Opencare","url":"https:\/\/www.opencare.com\/blog\/","sameAs":[],"logo":{"@type":"ImageObject","@id":"https:\/\/www.opencare.com\/blog\/#logo","inLanguage":"en-US","url":"https:\/\/blog-2020.opencare.com\/wp-content\/uploads\/2020\/05\/Opencare-Logo-Charcoal.png","contentUrl":"https:\/\/blog-2020.opencare.com\/wp-content\/uploads\/2020\/05\/Opencare-Logo-Charcoal.png","width":6896,"height":2175,"caption":"Opencare"},"image":{"@id":"https:\/\/www.opencare.com\/blog\/#logo"}},{"@type":"WebSite","@id":"https:\/\/www.opencare.com\/blog\/#website","url":"https:\/\/www.opencare.com\/blog\/","name":"The Floss By Opencare","description":"","publisher":{"@id":"https:\/\/www.opencare.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.opencare.com\/blog\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"},{"@type":"ImageObject","@id":"https:\/\/www.opencare.com\/blog\/6-steps-to-improve-your-financial-health\/#primaryimage","inLanguage":"en-US","url":"https:\/\/blog-2020.opencare.com\/wp-content\/uploads\/2020\/10\/wealthsimplexoc.png","contentUrl":"https:\/\/blog-2020.opencare.com\/wp-content\/uploads\/2020\/10\/wealthsimplexoc.png","width":1200,"height":630,"caption":"Wealthsimple x Opencare"},{"@type":"WebPage","@id":"https:\/\/www.opencare.com\/blog\/6-steps-to-improve-your-financial-health\/#webpage","url":"https:\/\/www.opencare.com\/blog\/6-steps-to-improve-your-financial-health\/","name":"6 Steps to improve your financial health","isPartOf":{"@id":"https:\/\/www.opencare.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.opencare.com\/blog\/6-steps-to-improve-your-financial-health\/#primaryimage"},"datePublished":"2020-10-15T13:30:10+00:00","dateModified":"2021-05-28T19:46:30+00:00","description":"by Stephanie O\u2019Mahoney, Portfolio Manager, Wealthsimple It\u2019s no secret that stress takes a serious toll on our health (especially for women), but the","breadcrumb":{"@id":"https:\/\/www.opencare.com\/blog\/6-steps-to-improve-your-financial-health\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.opencare.com\/blog\/6-steps-to-improve-your-financial-health\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.opencare.com\/blog\/6-steps-to-improve-your-financial-health\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"The Floss","item":"https:\/\/www.opencare.com\/blog\/"},{"@type":"ListItem","position":2,"name":"For Dentists","item":"https:\/\/www.opencare.com\/blog\/category\/for-dentists\/"},{"@type":"ListItem","position":3,"name":"6 Steps to improve your financial health"}]},{"@type":"Article","@id":"https:\/\/www.opencare.com\/blog\/6-steps-to-improve-your-financial-health\/#article","isPartOf":{"@id":"https:\/\/www.opencare.com\/blog\/6-steps-to-improve-your-financial-health\/#webpage"},"author":{"@id":"https:\/\/www.opencare.com\/blog\/#\/schema\/person\/30f1ca165514be09513c4798631507ba"},"headline":"6 Steps to improve your financial health","datePublished":"2020-10-15T13:30:10+00:00","dateModified":"2021-05-28T19:46:30+00:00","mainEntityOfPage":{"@id":"https:\/\/www.opencare.com\/blog\/6-steps-to-improve-your-financial-health\/#webpage"},"wordCount":1483,"publisher":{"@id":"https:\/\/www.opencare.com\/blog\/#organization"},"image":{"@id":"https:\/\/www.opencare.com\/blog\/6-steps-to-improve-your-financial-health\/#primaryimage"},"thumbnailUrl":"https:\/\/blog-2020.opencare.com\/wp-content\/uploads\/2020\/10\/wealthsimplexoc.png","keywords":["Dental practice management","Partnership"],"articleSection":["For Dentists","Patient","Read","Trending"],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.opencare.com\/blog\/#\/schema\/person\/30f1ca165514be09513c4798631507ba","name":"Opencare","image":{"@type":"ImageObject","@id":"https:\/\/www.opencare.com\/blog\/#personlogo","inLanguage":"en-US","url":"https:\/\/secure.gravatar.com\/avatar\/b58996c504c5638798eb6b511e6f49af?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/b58996c504c5638798eb6b511e6f49af?s=96&d=mm&r=g","caption":"Opencare"},"sameAs":["https:\/\/www.opencare.com"],"url":"https:\/\/www.opencare.com\/blog\/author\/user\/"}]}},"authors":[],"_links":{"self":[{"href":"https:\/\/www.opencare.com\/blog\/wp-json\/wp\/v2\/posts\/3695"}],"collection":[{"href":"https:\/\/www.opencare.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.opencare.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.opencare.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.opencare.com\/blog\/wp-json\/wp\/v2\/comments?post=3695"}],"version-history":[{"count":9,"href":"https:\/\/www.opencare.com\/blog\/wp-json\/wp\/v2\/posts\/3695\/revisions"}],"predecessor-version":[{"id":3713,"href":"https:\/\/www.opencare.com\/blog\/wp-json\/wp\/v2\/posts\/3695\/revisions\/3713"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.opencare.com\/blog\/wp-json\/wp\/v2\/media\/3699"}],"wp:attachment":[{"href":"https:\/\/www.opencare.com\/blog\/wp-json\/wp\/v2\/media?parent=3695"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.opencare.com\/blog\/wp-json\/wp\/v2\/categories?post=3695"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.opencare.com\/blog\/wp-json\/wp\/v2\/tags?post=3695"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}